Included Features and Available Options

Accidental Death Benefit Rider:This benefit is optional with many policies today. The accidental death benefit rider provides an additional death benefit when the insured's death is caused by an accident.

Children's Term Life Insurance Rider: An optional policy provision that offers a minimal amount of life insurance coverage on the lives of the primary insured's children. The amount of coverage varies by company and one rider generally covers all of the insured's eligible children.

Waiver of Premium Rider: An optional policy provision that supplies for the continuation of